The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 05, 2015
Filed:
Aug. 20, 2012
Glenn Grossman, Matthews, NC (US);
Laura Corinne Bondesen, Charlotte, NC (US);
Matthew A. Calman, Charlotte, NC (US);
David M. Grigg, Rock Hill, SC (US);
Glenn Grossman, Matthews, NC (US);
Laura Corinne Bondesen, Charlotte, NC (US);
Matthew A. Calman, Charlotte, NC (US);
David M. Grigg, Rock Hill, SC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Embodiments of the invention include systems, methods, and computer-program products for providing readable indicia for healthcare codes. As such, a readable indicia may be presented at a point-of-transaction (POT) for a user to select. The system may dynamically present the readable indicia based on the user, the merchant, and the products of the transaction. The user may select the readable indicia with his/her user device. Upon selection, the system may provide the user with private viewing and selecting of alternative payment methods available to the user for that transaction. Alternative payment methods may include insurance or government programs. The system may receive authorization to apply one of the alternative payment methods to the transaction. As such, the invention provides private, yet expedited transaction capabilities using alternative payment methods at a merchant POT.