The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 21, 2015

Filed:

Feb. 07, 2013
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Avinash Kalgi, Kirkland, WA (US);

Matthew Ward-Steinman, Seattle, WA (US);

Qian Wang, Mercer Island, WA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 7/04 (2006.01); H04L 29/06 (2006.01); H04W 12/10 (2009.01);
U.S. Cl.
CPC ...
H04L 63/12 (2013.01); H04W 12/10 (2013.01);
Abstract

Methods and systems for verifying whether a user requesting an online account is likely a human or an automated program are described. A request for an online account may be received from a mobile device. A human challenge-response test adapted for displaying on a mobile device is displayed on the mobile device. Upon viewing the human challenge-response test, the user enters the user's solution to the human challenge-response test on the mobile device. A response hash value is created based on the user's solution. The response hash value is sent to an account request server for verification.


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