The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 27, 2015
Filed:
Aug. 12, 2008
Applicant:
Mark D. Baumgart, Larkspur, CO (US);
Inventor:
Mark D. Baumgart, Larkspur, CO (US);
Assignee:
First Data Corporation, Greenwood Village, CO (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G06Q 20/12 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/12 (2013.01); G06Q 20/4014 (2013.01); G06Q 30/06 (2013.01);
Abstract
This disclosure describes, generally, methods and systems for certifying user identities (IDs). The method includes receiving, from a customer, a certification request for a user ID. The method then identifies the user ID's owner and collects information about the owner. The information may include financial information, personal information, biographical information, etc. The method then analyzes the collected information to generate a risk score associated with the user ID, and based on the risk score exceeding a threshold, the method certifies the user ID.