The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 23, 2014
Filed:
Nov. 21, 2011
Aleksey Sanin, Sunnyvale, CA (US);
William D. Clerico, Palo Alto, CA (US);
Richard Aberman, Palo Alto, CA (US);
Eric Stern, East Palo Alto, CA (US);
Khang Tran, San Jose, CA (US);
Aleksey Sanin, Sunnyvale, CA (US);
William D. Clerico, Palo Alto, CA (US);
Richard Aberman, Palo Alto, CA (US);
Eric Stern, East Palo Alto, CA (US);
Khang Tran, San Jose, CA (US);
Wepay, Inc., Palo Alto, CA (US);
Abstract
A new approach is proposed that contemplates systems and methods to support user identity verification based on social and personal information of the user. Under the approach, customers/users are required to grant identity verifying party a degree of access to their social network information, including but not limited to, account data and social graph information on social networks. The identity verifying party then acquires information of a current or potential user's online presence in addition to other information of the user and utilizes such information to verify the user's identity in the real world and/or to assess the fraud risk of a specific financial transaction requested by the user.