The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 18, 2014
Filed:
Mar. 11, 2010
Todd Inskeep, Charlotte, NC (US);
George C. Schroth, Scranton, PA (US);
Robert Timothy Leedy, Jr., Belmont, NC (US);
David Shroyer, Charlotte, NC (US);
Xu He, Charlotte, NC (US);
Todd Inskeep, Charlotte, NC (US);
George C. Schroth, Scranton, PA (US);
Robert Timothy Leedy, Jr., Belmont, NC (US);
David Shroyer, Charlotte, NC (US);
Xu He, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Apparatus and methods for the execution of a transaction between a customer and a merchant using a virtual purchasing instrument. The apparatus and methods may involve receiving from the customer a request to pay funds or draw credit from an account based on the customer's electronic presentation of the virtual purchasing instrument to the merchant.