The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 18, 2014

Filed:

Apr. 06, 2012
Applicants:

Michael Thomas, San Francisco, CA (US);

Jesse Lee, Dublin, CA (US);

Steve Puffer, Champlin, MN (US);

Jerome Rhodes, Hayward, CA (US);

Inventors:

Michael Thomas, San Francisco, CA (US);

Jesse Lee, Dublin, CA (US);

Steve Puffer, Champlin, MN (US);

Jerome Rhodes, Hayward, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G07F 19/00 (2006.01); G06K 19/06 (2006.01);
U.S. Cl.
CPC ...
G07F 19/209 (2013.01); G06K 19/06187 (2013.01);
Abstract

Embodiments of the method for authentication can include determining that security of a card has been compromised during a first card transaction. The method may include generating a card verification value. Embodiment of an automated teller machine may write the card verification value to the card during a second card transaction, and the second card transaction occurring after the first card transaction. The financial institution system may detect an attempted fraudulent transaction associated with the card, the fraudulent transaction being attempted by a fraudster who obtained access to information obtained when the security of the card was compromised during the first transaction. The financial institution system may disallow the fraudulent transaction.


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