The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 30, 2014

Filed:

May. 21, 2012
Applicants:

Mohammad Anwar Khan, San Jose, CA (US);

Dickey Singh, San Carlos, CA (US);

Inventors:

Mohammad Anwar Khan, San Jose, CA (US);

Dickey Singh, San Carlos, CA (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 7/04 (2006.01); G06Q 20/32 (2012.01); G06F 21/32 (2013.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06F 21/32 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/322 (2013.01);
Abstract

The presently disclosed subject matter is directed to methods, systems, and computer-readable storage media for location, mobile, and user participating-based identity verification for the purposes of risk management. In one embodiment, the method, system, and computer-readable storage media includes receiving user data, receiving verification data, and verifying the identity of a user based on the user data and the verification request data. The user data may include location data and/or identity data, and the user data may be received from a mobile device. The identity data may include biometric data regarding the user. The method, system, and computer-readable storage media may include comparing the user data to the verification request data. The method, system, and computer-readable storage media may also include performing an action based on the results of the verification wherein the action is authorizing a payment.


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