The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 09, 2014
Filed:
Jan. 22, 2009
Applicants:
Sven Sprogoe, Fenton, MO (US);
Richard M. Philipak, Fenton, MO (US);
Jeffrey D. Wagner, Chesterfield, MO (US);
Inventors:
Sven Sprogoe, Fenton, MO (US);
Richard M. Philipak, Fenton, MO (US);
Jeffrey D. Wagner, Chesterfield, MO (US);
Assignee:
Maritz Holdings Inc., Fenton, MO (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 20/00 (2012.01); G06Q 40/00 (2012.01); G06Q 20/06 (2012.01); G06Q 30/02 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/10 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/22 (2013.01); G06Q 20/06 (2013.01); G06Q 30/0226 (2013.01); G06Q 30/0235 (2013.01); G06Q 20/20 (2013.01); G06Q 30/02 (2013.01); G06Q 20/105 (2013.01); G06Q 20/351 (2013.01);
Abstract
System and method that utilizes a participant's points and a single use, virtual credit card account to implement a cash purchase with a cash vendor. The virtual credit card is active for a single purchase only with an available credit equal to the total of the cash purchase price and any fees. The virtual credit card may further be active for a limited period of time.