The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 02, 2014
Filed:
Mar. 22, 2010
Conor Robert White, Fairfax, VA (US);
Michael Peirce, Dublin, IE;
Jason Scott Cramer, Vienna, VA (US);
Chet Bradford Steiner, McLean, VA (US);
Suzanna Diebes, Sterling, VA (US);
Conor Robert White, Fairfax, VA (US);
Michael Peirce, Dublin, IE;
Jason Scott Cramer, Vienna, VA (US);
Chet Bradford Steiner, McLean, VA (US);
Suzanna Diebes, Sterling, VA (US);
Daon Holdings Limited, George Town, KY;
Abstract
A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction, inputting information in a workstation, and determining whether the inputted information is known. Moreover, the method includes determining a state of a communications device when the inputted information is known, and transmitting a biometric authentication request from a server to a workstation when the state of the communications device is enrolled. Additionally, the method includes obtaining biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and conducting the transaction when the transmitted and stored one-time pass-phrases match.