The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 19, 2014

Filed:

Dec. 13, 2012
Applicants:

Bob Joubert, Makati, PH;

Vikram Modi, Laguna Green, SG;

Shantnu Singh, Singapore, SG;

Kenneth Cheng, Kowloon, HK;

Mennie CO SO, Paranaque, PH;

Inventors:

Bob Joubert, Makati, PH;

Vikram Modi, Laguna Green, SG;

Shantnu Singh, Singapore, SG;

Kenneth Cheng, Kowloon, HK;

Mennie Co So, Paranaque, PH;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/105 (2013.01); G06Q 40/02 (2013.01); G07F 7/08 (2013.01);
Abstract

Embodiments of the invention are directed to apparatuses, systems, and methods that allow for personalized data to be embedded in a primary account number associated with a consumer device. In one embodiment, a consumer device comprises a body and personalized data embedded into a primary account number, associated with the body. The primary account number includes a bank identification number and the bank identification number and the personalized data overlap.


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