The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 05, 2014

Filed:

Mar. 27, 2009
Applicants:

Edward Winfield Fordyce, Iii, Sedalia, CO (US);

Mary Pat Mcmahon, Orinda, CA (US);

Jennifer Schulz, Santa Monica, CA (US);

Inventors:

Edward Winfield Fordyce, III, Sedalia, CO (US);

Mary Pat McMahon, Orinda, CA (US);

Jennifer Schulz, Santa Monica, CA (US);

Assignee:

Visa USA Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

A merchant debit card program is described that includes a plurality of authorized issuers for debit card accounts. The merchant debit card program includes a merchant loyalty program that provides rewards to enrolled debit card accounts. The authorized issuers provide management of the debit card accounts including customer statements, payment authorizations and customer service. Application data for a new debit card account is transmitted from the merchant to the selected issuer by a card processing system. Enrollment data to the merchant loyalty program may also be transmitted from the merchant to an authorized issuer by the card processing system.


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