The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 22, 2014

Filed:

Aug. 15, 2011
Applicant:

Rakesh Radhakrishnan, Ashburn, VA (US);

Inventor:

Rakesh Radhakrishnan, Ashburn, VA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 7/04 (2006.01); G06F 17/30 (2006.01); G06F 12/14 (2006.01); H04L 29/06 (2006.01); H04L 9/32 (2006.01); G06F 21/57 (2013.01); G06F 21/33 (2013.01);
U.S. Cl.
CPC ...
H04L 63/0807 (2013.01); G06F 21/577 (2013.01); G06F 21/335 (2013.01); H04L 63/105 (2013.01); H04L 63/20 (2013.01);
Abstract

According to one embodiment, an apparatus may store a plurality of token-based rules that facilitate access to a resource, and a plurality of tokens indicating a user is using a device to request access to a resource over a network. The apparatus may receive a risk token indicating the risk associated with granting at least one of the user and the device access to the resource. The risk token may be computed from a set of tokens in the plurality of tokens. The apparatus may determine at least one token-based rule based at least in part upon the plurality of tokens and the risk token. The apparatus may then make an access decision based upon the at least one token-based rule, and communicate a decision token representing the access decision.


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