The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 22, 2014

Filed:

Aug. 15, 2011
Applicants:

Rakesh Radhakrishnan, Ashburn, VA (US);

Cynthia Ann Frick, Newark, DE (US);

Radu Marian, Indian Trail, NC (US);

Abdulkader Omar Barbir, Ottawa, CA;

Rajat P. Badhwar, Leesburg, VA (US);

Inventors:

Rakesh Radhakrishnan, Ashburn, VA (US);

Cynthia Ann Frick, Newark, DE (US);

Radu Marian, Indian Trail, NC (US);

Abdulkader Omar Barbir, Ottawa, CA;

Rajat P. Badhwar, Leesburg, VA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 7/04 (2006.01); G06F 15/16 (2006.01); G06F 17/30 (2006.01); G06F 11/00 (2006.01); G06F 12/14 (2006.01); G08B 23/00 (2006.01); H04N 7/16 (2011.01); H04L 29/06 (2006.01); G06F 21/00 (2013.01); G06F 21/34 (2013.01); G06F 21/53 (2013.01); G06F 21/35 (2013.01);
U.S. Cl.
CPC ...
G06F 21/34 (2013.01); G06F 2221/2137 (2013.01); H04L 63/105 (2013.01); G06F 2221/2113 (2013.01); G06F 21/53 (2013.01); H04L 63/102 (2013.01); G06F 2221/2151 (2013.01); G06F 21/35 (2013.01); G06F 2221/2129 (2013.01);
Abstract

According to one embodiment, an apparatus may store a plurality of tokens indicating a user is requesting access to a resource over a network. The apparatus may determine a condition associated with accessing the resource based on the plurality of tokens. The condition may be determined in addition to a determination to grant or deny access to the resource. The condition may include an obligation to be fulfilled and a message providing instruction regarding how to fulfill the obligation. The apparatus may generate a decision token representing the condition, and communicate the decision token to a resource provider to facilitate enforcement of the condition.


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