The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 22, 2014

Filed:

Mar. 11, 2013
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Siddhartha Chatterji, New Delhi, IN;

Kathleen Haggerty, Staten Island, NY (US);

Charles Christopher Lyon, Phoenix, AZ (US);

Benedict O. Okoh, New York, NY (US);

Robert E. Phelan, Mendham, NJ (US);

Jon Kevin Ruterman, Glendale, AZ (US);

Geraldine A. Turner, Sandy Hook, VA (US);

Chao M. Yuan, Montclair, NJ (US);

Arnab Biswas, Calcutta, IN;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Commercial size of spending wallet ('CSoSW') is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet ('CSoW') is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Research analysts can use CSoW/CSoSW to provide a comprehensive and robust indication of the business prospects of a rated company.


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