The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 15, 2014
Filed:
Aug. 14, 2008
Jeffrey Rolland Olives, Danville, CA (US);
Jay Allen Dewitt, Spokane, WA (US);
Dennis Norman Moser, Atherton, CA (US);
James C. Salters, Cincinnati, OH (US);
Laura Digioacchino, San Mateo, CA (US);
Alex Epelman, Redwood City, CA (US);
Jeffrey Rolland Olives, Danville, CA (US);
Jay Allen DeWitt, Spokane, WA (US);
Dennis Norman Moser, Atherton, CA (US);
James C. Salters, Cincinnati, OH (US);
Laura DiGioacchino, San Mateo, CA (US);
Alex Epelman, Redwood City, CA (US);
Visa U.S.A. Inc., San Francisco, CA (US);
Abstract
A benchmarking tool generates reports for delivery to a merchant illustrating a performance of the merchant as compared to the performance of the merchant's peers. The performance is illustrated through metrics that algorithmically combine data on transactions of consumers with the merchant or its peers, respectively. The metrics may be further subdivided into consumer groups such as new consumers, consumers that have shopped within the merchant in the past, consumers that no longer shop within the merchant, or consumers that use a commercial account to pay for purchases. The reports may be rendered in a graphical display for use by the merchant.