The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 01, 2014

Filed:

Jan. 12, 2010
Applicants:

Stephen W. Neville, Victoria, CA;

Michael Horie, North Saanich, CA;

Inventors:

Stephen W. Neville, Victoria, CA;

Michael Horie, North Saanich, CA;

Assignee:

Other;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

A secure protocol for transactions, such as electronic commerce transactions, is described that provides improved security through exploiting an independent (where this independence is logical and/or physical) communication path (e.g., between a customer and a back-end financial institution), ensuring that key financial information remains within the back-end financial institutions themselves. Hence, this protocol directly reduces cyber-crime risks through improvements to transaction security. In addition, various implementations of the secure protocol provide non-repudiation for one or more of the entities involved in the transaction.


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