The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2014
Filed:
Jun. 19, 2003
Belen Monasterio, Madrid, ES;
Shari Gooen Diamond, New Rochelle, NY (US);
Julie Furr, Brooklyn, NY (US);
Mark Temares, Garden City, NY (US);
Belen Monasterio, Madrid, ES;
Shari Gooen Diamond, New Rochelle, NY (US);
Julie Furr, Brooklyn, NY (US);
Mark Temares, Garden City, NY (US);
Citicorp Credit Services, Inc., Long Island City, NY (US);
Abstract
Providing an account-based product. A communications portal is provided and consumer data is received via the portal. At least one derived characteristic, e.g., qualification, is determined contemporaneously from the consumer data. A product set is presented, via the portal, including at least one product determined at least in part by the derived characteristic. A selection from the product set is received via the portal, and at least one product feature, e.g., balance transfer, of at least one selected product is activated contemporaneous with the product selection.