The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2014
Filed:
Dec. 26, 2007
Patrick Killian, Cottleville, MO (US);
Sandeep Malhotra, Ballwin, MO (US);
Andrew D. Campbell, Ash, GB;
Shoon Wong, St. Charles, MO (US);
Dana Lorberg, St. Louis, MO (US);
Carl Jansson, St. Charles, MO (US);
Patrick Killian, Cottleville, MO (US);
Sandeep Malhotra, Ballwin, MO (US);
Andrew D. Campbell, Ash, GB;
Shoon Wong, St. Charles, MO (US);
Dana Lorberg, St. Louis, MO (US);
Carl Jansson, St. Charles, MO (US);
MasterCard International Incorporated, Purchase, NY (US);
Abstract
A method includes receiving transaction information at a mobile device from a merchant device. The transaction information includes a transaction amount and merchant information that identifies a merchant that operates the merchant device. The method further includes generating a funds transfer request in the mobile device. The funds transfer request includes the merchant information, information that indicates the transaction amount and information that identifies a customer of the merchant. The funds transfer request is for requesting that funds be transferred from a payment card account that belongs to the customer to a payment card account that belongs to the merchant. The method also includes transmitting, from the mobile device, the funds transfer request, to a financial institution that issued the customer's payment card account.