The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 17, 2014
Filed:
Jun. 30, 2010
Robert T. Homer, Cumming, GA (US);
Mary Elizabeth Lawson, Westerville, OH (US);
Donald Kenneth Hobday, Jr., Blacklick, OH (US);
Hans Daniel Dreyer, Pataskala, OH (US);
Robert T. Homer, Cumming, GA (US);
Mary Elizabeth Lawson, Westerville, OH (US);
Donald Kenneth Hobday, Jr., Blacklick, OH (US);
Hans Daniel Dreyer, Pataskala, OH (US);
Fiserv, Inc., Brookfield, MI (US);
Abstract
Systems and methods for personalized security management of online applications are provided. A determination may be made that a condition for constructing an increased authentication proposal for access to an online financial service is satisfied. The increased authentication proposal may be associated with (i) a user of the online financial service and (ii) a user request option associated with the online financial service. Based upon the determination that the condition is satisfied, the increased authentication proposal may be generated and transmitted for presentation to the user. An increased authentication proposal response may then be received, and the increased authentication proposal response may be processed in order to store, in association with the user and the user request option, (i) an indication of an increased authentication condition and (ii) an indication of an increased authentication mechanism.