The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 10, 2014
Filed:
May. 08, 2002
Hans E. Myklebust, Menomonee Falls, WI (US);
Dushyant Sharma, Richmond Hill, CA;
Timothy J. Patneaude, Milwaukee, WI (US);
Michael J. Kaminski, Milwaukee, WI (US);
John L. Watry, Elm Grove, WI (US);
Murali Chirala, Morgan Hill, CA (US);
Shankar Srinivasan, Saratoga, CA (US);
Hans E. Myklebust, Menomonee Falls, WI (US);
Dushyant Sharma, Richmond Hill, CA;
Timothy J. Patneaude, Milwaukee, WI (US);
Michael J. Kaminski, Milwaukee, WI (US);
John L. Watry, Elm Grove, WI (US);
Murali Chirala, Morgan Hill, CA (US);
Shankar Srinivasan, Saratoga, CA (US);
Metavante Corporation, Jacksonville, FL (US);
Abstract
An integrated bill presentment and payment system and an associated method are disclosed which can accomplish the entire process of bill presentment and payment directly with billers, customers, and their respective financial institutions, but which are also capable of interfacing with independent biller service providers, independent customer service providers, independent consolidators, and/or independent payment providers. The integrated bill presentment and payment system and method of the present invention can link directly to billers and customers, and can also access and distribute billing information from third party biller service providers or consolidators and participate in the distribution of the billing information to customers through third party customer service providers and consolidators. The integrated bill presentment and payment system and method of the present invention can make payments on behalf of customers itself, and can also forward payment instructions to third party payment providers if required.