The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 10, 2014
Filed:
Feb. 17, 2012
Ethan Dornhelm, New York City, NY (US);
LU Gao, American Canyon, CA (US);
Joanne Gaskin, Canton, MN (US);
Yan Wei, Alameda, CA (US);
Tracy Backes, Reno, NV (US);
Andrew Leverentz, San Francisco, CA (US);
Ethan Dornhelm, New York City, NY (US);
Lu Gao, American Canyon, CA (US);
Joanne Gaskin, Canton, MN (US);
Yan Wei, Alameda, CA (US);
Tracy Backes, Reno, NV (US);
Andrew Leverentz, San Francisco, CA (US);
Fair Isaac Corporation, San Jose, CA (US);
Abstract
A strategic default score is determined for an entity that characterizes a likelihood of the entity voluntarily electing to default on a loan. Data characterizing credit data and valuation data of an asset owned by the entity is received. Using the received data, the strategic default score is generated which characterizes a likelihood of the entity to voluntarily elect to default on the loan when the entity is capable of paying-off the loan. Provision (e.g., display, transmission, storage, etc.) of the strategic default score is then initiated. Related apparatus, systems, techniques and articles are also described.