The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 10, 2014

Filed:

Sep. 27, 2010
Applicant:

Richard Burdett, Sawbridgeworth, GB;

Inventor:

Richard Burdett, Sawbridgeworth, GB;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01); G06K 7/01 (2006.01); G06K 19/00 (2006.01); H04L 9/32 (2006.01); G06F 21/00 (2013.01);
U.S. Cl.
CPC ...
Abstract

A payment device—payment device reader combination obtains issuer token data that was generated by an issuer entity from: input data, and an issuer application cryptogram based on the input data and a session key. The issuer token data is disassembled by the payment device—payment device reader combination to obtain the input data and the issuer application cryptogram, and the payment device—payment device reader combination computes a payment device application cryptogram based on the input data and the session key. This is compared, by the payment device—payment device reader combination, to the issuer application cryptogram. If the payment device application cryptogram matches the issuer application cryptogram, at least one action is allowed to take place on the payment device.


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