The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 03, 2014
Filed:
Jan. 28, 2010
Felix A. Mon, Jacksonville, FL (US);
Robert J. Mackenzie, Enfield, CT (US);
Susan Smith Thomas, Gastonia, NC (US);
Jason Michael Ackiss, Matthews, NC (US);
Maile George, Concord, CA (US);
Robert Fleetwood Armstrong, Charlotte, NC (US);
Kazi M. Ariff, Quincy, MA (US);
Erik Stephen Ross, Charlotte, NC (US);
Felix A. Mon, Jacksonville, FL (US);
Robert J. Mackenzie, Enfield, CT (US);
Susan Smith Thomas, Gastonia, NC (US);
Jason Michael Ackiss, Matthews, NC (US);
Maile George, Concord, CA (US);
Robert Fleetwood Armstrong, Charlotte, NC (US);
Kazi M. Ariff, Quincy, MA (US);
Erik Stephen Ross, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal.