The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 27, 2014
Filed:
Nov. 26, 2001
Motoshi Asano, Tokyo, JP;
Shinsuke Yoshioka, Kanagawa, JP;
Tetsuya Anno, Kanagawa, JP;
Yoshinori Komai, Kanagawa, JP;
Motoshi Asano, Tokyo, JP;
Shinsuke Yoshioka, Kanagawa, JP;
Tetsuya Anno, Kanagawa, JP;
Yoshinori Komai, Kanagawa, JP;
Sony Corporation, Tokyo, JP;
Abstract
This invention relates to an apparatus for managing personal accounts. The apparatus comprises a database (C), a database-updating section (D). The a database (C) stores at least personal IDs allocated to individuals, respectively, payment data associated with each personal ID, receipt data associated with each personal ID, and rank data associated with each personal ID. The database-updating section (D) determines a rank for each personal ID, from the payment data and the receipt data, and records the rank as the rank data. The apparatus reliably determines the state of the financial transaction of each client, i.e., the receipt data and payment data about the transaction, correctly evaluates the contribution of the client, and provides special services to the client, by setting interests and charges that are as favorable as possible to the client.