The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 27, 2014

Filed:

Jan. 28, 2010
Applicants:

Felix A. Mon, Jacksonville, FL (US);

Robert J. Mackenzie, Enfield, CT (US);

Susan Smith Thomas, Gastonia, NC (US);

Carl Frederick, Ii, Newark, DE (US);

Jason Michael Ackiss, Matthews, NC (US);

Maile George, Concord, CA (US);

Robert Fleetwood Armstrong, Charlotte, NC (US);

Erik Stephen Ross, Charlotte, NC (US);

Inventors:

Felix A. Mon, Jacksonville, FL (US);

Robert J. MacKenzie, Enfield, CT (US);

Susan Smith Thomas, Gastonia, NC (US);

Carl Frederick, II, Newark, DE (US);

Jason Michael Ackiss, Matthews, NC (US);

Maile George, Concord, CA (US);

Robert Fleetwood Armstrong, Charlotte, NC (US);

Erik Stephen Ross, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.


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