The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 20, 2014
Filed:
May. 22, 2007
John M Lovelett, New York, NY (US);
Shari Krikorian, Armonk, NY (US);
Edward F Downs, River Vale, NJ (US);
Julie Kramer, Tarrytown, NY (US);
Alicia Cavallaro, Milford, CT (US);
George Damianov, Stamford, CT (US);
Beza Lemma, New York, NY (US);
Vimal Singh, San Ramon, CA (US);
John M Lovelett, New York, NY (US);
Shari Krikorian, Armonk, NY (US);
Edward F Downs, River Vale, NJ (US);
Julie Kramer, Tarrytown, NY (US);
Alicia Cavallaro, Milford, CT (US);
George Damianov, Stamford, CT (US);
Beza Lemma, New York, NY (US);
Vimal Singh, San Ramon, CA (US);
Mastercard International Incorporated, Purchase, NY (US);
Abstract
One inventive step includes facilitating obtaining a payment file associated with a buyer (for example, directly from the buyer, or from a third party partner). The file includes data specifying a first form of payment from the buyer to a first biller and data specifying a second form of payment, different than the first form of payment, from the buyer to a second biller. Other inventive steps include facilitating appending first stored data to the data specifying the first form of payment to the first biller, to effectuate payment to the first biller by the first form of payment; and facilitating appending second stored data to the data specifying the second form of payment to the second biller, to effectuate payment to the second biller by the second form of payment.