The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 13, 2014
Filed:
Sep. 23, 2011
Charmaine Klein, Charlotte, NC (US);
Hitesh Bajaj, Charlotte, NC (US);
Christopher G. Gagliardo, Charlotte, NC (US);
Peter Nies, San Francisco, CA (US);
Abla L. Hamilton, San Francisco, CA (US);
Charmaine Klein, Charlotte, NC (US);
Hitesh Bajaj, Charlotte, NC (US);
Christopher G. Gagliardo, Charlotte, NC (US);
Peter Nies, San Francisco, CA (US);
Abla L. Hamilton, San Francisco, CA (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
System, method, and computer program product are provided for a user to send and receive P2P payments using the Internet. Through the use of a network, a user may access accounts the user has at a financial institution and direct payments to other individuals or entities using the other individuals or entities alias. In this way, the user may ensure a secure payment to a third-party through the network associated with a financial institution. The payments may be directed to individuals the user may input into the system by providing the user's alias. A user's alias may be a unique identifier of the user and tied to a financial account of that user. In this way, the sender of the P2P payments may input the recipient's alias and transfer funds via the P2P payment system without having to input the recipient's account information.