The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 22, 2014
Filed:
Apr. 17, 2008
Michael Raymond Cohen, Denver, CO (US);
Chenyang Lian, El Cerrito, CA (US);
Lara D. Mercurio, Berkeley, CA (US);
Jeffrey A. Feinstein, Roswell, GA (US);
Michael Raymond Cohen, Denver, CO (US);
Chenyang Lian, El Cerrito, CA (US);
Lara D. Mercurio, Berkeley, CA (US);
Jeffrey A. Feinstein, Roswell, GA (US);
Fair Isaac Corporation, San Jose, CA (US);
Abstract
Input characterizing one or more economic indicators and a portfolio of accounts can be used to estimate a portfolio level effect of the economic indicators on the portfolio of accounts is estimated. Based on this estimation, an account level effect of the economic indicators is simulated for each of the accounts. The overall affect of the simulated account level effects approximates the portfolio level effect. Simulated account level effects can thereafter be aggregated in order to characterize future risk for the portfolio of accounts. Related apparatus, systems, techniques and articles are also described.