The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 22, 2014

Filed:

Oct. 29, 2010
Applicants:

Patrick Mestré, Namur, BE;

Cristian Radu, Beauvechain, BE;

Patrik Smets, Nijlen, BE;

Simon Phillips, York, GB;

Ronald D. Carter, Barrington, GB;

Inventors:

Patrick Mestré, Namur, BE;

Cristian Radu, Beauvechain, BE;

Patrik Smets, Nijlen, BE;

Simon Phillips, York, GB;

Ronald D. Carter, Barrington, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

A payment-enabled mobile device such as a 'smart phone' incorporates risk management features that are applicable to its use in contactless payment transactions. Some features may govern when verification of the cardholder's identity is required for consummation of the current transaction. The features may be configurable by the payment card account issuer and/or the user of the mobile device.


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