The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 22, 2014

Filed:

Dec. 21, 2007
Applicants:

Deenadayalan Narayanaswamy, Alameda, CA (US);

Marc-david Cohen, Ross, CA (US);

Zhenyu Yan, El Cerrito, CA (US);

Inventors:

Deenadayalan Narayanaswamy, Alameda, CA (US);

Marc-david Cohen, Ross, CA (US);

Zhenyu Yan, El Cerrito, CA (US);

Assignee:

Fair Isaac Corporation, San Jose, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/02 (2013.01); G06Q 40/02 (2013.01);
Abstract

Methods and related system are described for making decisions. A described method includes selecting a choice from the available choices, receiving an outcome relating to the selected choice, and automatically learning from the received outcome by incorporating the received outcome into subsequent steps of selecting a choice. The method may also include calculating estimated probabilities associated with the each choice using Bayesian networks. The automated learning can be based on a learning rate which is variable with time, and influences the degree on which prior outcomes are relied upon when calculating an estimated probability associated with a choice. The learning rate can be a function of time and an estimate of drift of the probability associated with the selected choice.


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