The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 22, 2014

Filed:

Dec. 10, 2012
Applicant:

Diebold, Incorporated, North Canton, OH (US);

Inventors:

Roy Shirah, North Canton, OH (US);

Andrew Junkins, Round Rock, TX (US);

Matthew Force, Uniontown, OH (US);

Mike Ryan, Canton, OH (US);

William Beskitt, Canton, OH (US);

Robert Bowser, North Canton, OH (US);

Mark D. Smith, North Canton, OH (US);

Assignee:

Diebold, Incorporated, North Canton, OH (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 19/20 (2011.01);
U.S. Cl.
CPC ...
Abstract

A banking system includes a plurality of automated banking machines and operates to cause financial transfers responsive to data read from data bearing records. Each machine () includes a user interface (), a card reader () of data bearing records, a cash dispenser (), and other transaction function devices. The card reader operates to read card data corresponding to financial accounts from user cards. In exchange for providing the machines at no charge to a merchant, user transaction fees assessed to machine users are shared by both the machine provider and the merchant.


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