The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 08, 2014
Filed:
Aug. 06, 2013
Charles Carter Jernigan, Santa Clara, CA (US);
Seth Priebatsch, Boston, MA (US);
Charles Carter Jernigan, Santa Clara, CA (US);
Seth Priebatsch, Boston, MA (US);
SCVNGR, Boston, MA (US);
Abstract
Payment tokens designed for display on a consumer's mobile device include dynamic trust data (e.g., transaction history and/or token generation date) along with financial account information, enabling merchants to make an informed decision about whether to accept payment without communication with the central processing system, and also protecting the consumer's account information from theft. In particular embodiments, a displayed token is used for payment via one communication channel (i.e., the merchant's network) but tokens are flagged for expiration via a different network (i.e., a public wireless telephone network).