The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 18, 2014
Filed:
Jun. 05, 2001
Michael Rothman, Hopewell Junction, NY (US);
Michael Rothman, Hopewell Junction, NY (US);
Other;
Abstract
A consumer financial transaction system enables a consumer to make transactions via a transaction device. The system has a database storage device for maintaining several databases which are configured to store information corresponding to accounts held by each of the consumers. The server maintains a compute interest pledge module configured to calculate a credit interest rate corresponding to one or more deposit accounts maintained by the consumer, at least of portion of which is pledged by the consumer as a security against the consumer's credit account. In another embodiment, a secondary transaction module is configured to store preferences for apportioning a withdrawal for a transaction between a consumer's credit account and a consumer's deposit accounts.