The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 25, 2014
Filed:
Dec. 01, 2011
Venkata Babji Sama, Bangalor, IN;
Venkata Babji Sama, Bangalor, IN;
CA, Inc., Islandia, NY (US);
Abstract
Systems and methods for enhancing the convenience, reliability and security of transactions are provided. In authenticating a user attempting to engage in a transaction, a machine-readable indicia may be optically acquired and a challenge derived therefrom sent to a one-time password (OTP) application running on a mobile or other device. The device may then generate a response OTP using, at least in part, the derived challenge. The response may be read by a user and used in-band or may alternatively be sent by the mobile device out-of-band to an authentication server, which may respond with an authentication response operable to authenticate the user.