The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 18, 2014

Filed:

Feb. 15, 2012
Applicants:

Frank M. Zizzamia, Canton, CT (US);

Cheng-sheng Peter Wu, Arcadia, CA (US);

Dominic A. Tocci, Oak Park, IL (US);

Matthew R. Carrier, Naperville, IL (US);

John R. Lucker, Simsbury, CT (US);

Inventors:

Frank M. Zizzamia, Canton, CT (US);

Cheng-Sheng Peter Wu, Arcadia, CA (US);

Dominic A. Tocci, Oak Park, IL (US);

Matthew R. Carrier, Naperville, IL (US);

John R. Lucker, Simsbury, CT (US);

Assignee:

Deloitte Development LLC, Hermitage, TN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

A quantitative system and method that employs data sources external to an insurance company to generate a statistical model that may be used to predict commercial insurance profitability. The system and method are able to predict individual commercial insurance policyholder profitability on a prospective basis regardless of the internal data and business practices of a particular insurance company.


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