The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 11, 2014
Filed:
Mar. 02, 2012
Marcel Leyva, Chandler, AZ (US);
Houman Motaharian, Glen Rock, NJ (US);
Robert Phelan, Mendham, NJ (US);
Hing Seng Too, Peoria, AZ (US);
Marcel Leyva, Chandler, AZ (US);
Houman Motaharian, Glen Rock, NJ (US);
Robert Phelan, Mendham, NJ (US);
Hing Seng Too, Peoria, AZ (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
A consumer uses a web client to transmit purchase information associated with a transaction to a merchant server. The purchase information is transmitted via a web acceleration server. The web acceleration server identifies enhanced authorization data associated with the transaction. The web acceleration server creates a pseudo authorization message. The web acceleration server transmits the pseudo authorization message to a transaction account issuer. The merchant server transmits an authorization request to the transaction account issuer. The transaction account issuer determines that the authorization request and the pseudo authorization message are associated with the same transaction. The transaction account issuer merges the authorization request and the pseudo authorization message and performs a fraud analysis. The transaction account issuer transmits an authorization response to the merchant.