The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 04, 2014

Filed:

May. 31, 2011
Applicants:

Michael A. Gailloux, Overland Park, KS (US);

Kenneth J. Raaf, Laguna Niguel, CA (US);

Kenneth W. Samson, Belton, MO (US);

Inventors:

Michael A. Gailloux, Overland Park, KS (US);

Kenneth J. Raaf, Laguna Niguel, CA (US);

Kenneth W. Samson, Belton, MO (US);

Assignee:

Sprint Communications Company L.P., Overland Park, KS (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); H04M 15/00 (2006.01); G06Q 30/04 (2012.01); H04M 11/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 30/04 (2013.01); H04M 2215/32 (2013.01);
Abstract

A system is provided. An application determines a consolidated cycle date for a master prepaid account where a cycle date comprises the first day of usage periods for prepaid accounts. The application determines that a first prepaid account is associated with a first cycle date and a second prepaid account is associated with a second cycle date where the first, second, and consolidated cycle date differ from each other. A first and second prorated amount is determined by multiplying a remaining fraction of a current first and second usage period times a first and second periodic payment, respectively. The first prorated amount is added to the second prorated amount to determine a first credit. Individual billing is discontinued for the first and second prepaid account. The first credit is applied to a first master payment amount payable on the consolidated cycle date under the master prepaid account.


Find Patent Forward Citations

Loading…