The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 28, 2014
Filed:
Dec. 02, 2010
Leslie Ann Reynolds, Simsbury, CT (US);
Michael J. Roscoe, South Windsor, CT (US);
Greg D. Lindquist, Champlin, MN (US);
Kimberly Ann Rasmussen, Mound, MN (US);
Steven J. Williams, Plymouth, MN (US);
Leslie Ann Reynolds, Simsbury, CT (US);
Michael J. Roscoe, South Windsor, CT (US);
Greg D. Lindquist, Champlin, MN (US);
Kimberly Ann Rasmussen, Mound, MN (US);
Steven J. Williams, Plymouth, MN (US);
The Prudential Insurance Company of America, Newark, NJ (US);
Abstract
A computer system for administering applications for life insurance has a processor and a memory storage device in communication with the processor. The processor is configured to receive data indicative of application data and data indicative of a health of a proposed insured; based on the received data, determine whether the proposed insured is eligible, and generate an output signal to cause a policy to be generated and comprehensive underwriting to commence. Upon completion of comprehensive underwriting, additional policy documents may be determined. Calculations of commissions and reinsurance premiums may be made upon issue of a policy and recalculated upon completion of comprehensive underwriting.