The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 21, 2014

Filed:

Jun. 18, 2010
Applicants:

Mary Elizabeth Lawson, Westerville, OH (US);

Joseph Carl Dickerson, Dacula, GA (US);

Barbara Wilson Whiteside, Snellville, GA (US);

Donald Kenneth Hobday, Blacklick, OH (US);

Hans Daniel Dreyer, Pataskula, OH (US);

Inventors:

Mary Elizabeth Lawson, Westerville, OH (US);

Joseph Carl Dickerson, Dacula, GA (US);

Barbara Wilson Whiteside, Snellville, GA (US);

Donald Kenneth Hobday, Blacklick, OH (US);

Hans Daniel Dreyer, Pataskula, OH (US);

Assignee:

Fiserv, Inc., Brookfield, WI (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/32 (2012.01); G06F 17/30 (2006.01); G06K 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/00 (2013.01); G06Q 20/3276 (2013.01); G06F 17/30011 (2013.01); G06K 9/325 (2013.01);
Abstract

Embodiments of the invention may provide systems and methods for processing a payment coupon image. In one embodiment, a method includes receiving an image representing a payment coupon from a payer, determining an identity of a biller associated with the payment coupon based at least in part on information displayed by the image, and extracting data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon. The method may further include performing at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.


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