The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 07, 2014
Filed:
Apr. 28, 2010
William Pierce Abrams, Jr., Newark, DE (US);
James John Kelly, Hockessin, DE (US);
Robert Dean Rowley, Iii, Garnet Valley, PA (US);
Todd Adam Sandler, Gladwyne, PA (US);
Daniel Lloyd Struble, Newark, DE (US);
Rudolph Christian Wolfs, Hockessin, DE (US);
William Pierce Abrams, Jr., Newark, DE (US);
James John Kelly, Hockessin, DE (US);
Robert Dean Rowley, III, Garnet Valley, PA (US);
Todd Adam Sandler, Gladwyne, PA (US);
Daniel Lloyd Struble, Newark, DE (US);
Rudolph Christian Wolfs, Hockessin, DE (US);
ING Direct N.V., Hoofddorp, NL;
Abstract
A system and method for securing financial information in payment instruments including generating a pseudorandom number sequence, generating an activation code, including a unique pseudorandom number of the sequence with each payment instrument of a plurality of payment instruments and issuing the plurality of payment instruments with the activation code to a customer. The activation code is associated with customer identifying information and each unique pseudorandom number of the sequence included with each payment instrument of the plurality of payment instrument. The plurality of payment instruments is activated with the activation code. A received payment instrument of the plurality of payment instruments is authenticated if the customer and the unique pseudorandom number of the sequence included on the received payment instrument are authenticated and if the plurality of payment instruments are activated.