The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 24, 2013

Filed:

Aug. 31, 2012
Applicants:

Arjun Ramaratnam, Fremont, CA (US);

Kenneth Hansen, San Francisco, CA (US);

Murad Dar, Centerton, AR (US);

Puneet Srivastava, San Bruno, CA (US);

Richard Brett Gerry, San Francisco, CA (US);

Ruchitkumar a Shah, Sunnyvale, CA (US);

Sathya N Dharaneedharan, Fremont, CA (US);

Inventors:

Arjun Ramaratnam, Fremont, CA (US);

Kenneth Hansen, San Francisco, CA (US);

Murad Dar, Centerton, AR (US);

Puneet Srivastava, San Bruno, CA (US);

Richard Brett Gerry, San Francisco, CA (US);

Ruchitkumar A Shah, Sunnyvale, CA (US);

Sathya N Dharaneedharan, Fremont, CA (US);

Assignee:

Wal-Mart Stores, Inc., Bentonville, AR (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
Abstract

Disclosed are systems and methods for managing transactions in which an order is specified online and payment is received at a point of sale (POS). Methods are disclosed for managing payment for such transactions at a POS, including transactions involving payment for both in-store purchases and online orders. Methods are also disclosed for managing inventory and price changes for such transactions where payment can occur at any time in a pay period following order creation. Also disclosed are methods for processing refunds for online orders for which payment was made at a POS. Finally, methods for preventing fraud and abuse as well as restricting the availability of this payment method for certain items are disclosed.


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