The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 17, 2013
Filed:
Aug. 24, 2010
Jinyao Xu, Shanghai, CN;
Chunhuan LI, Shanghai, CN;
Chunye Hui, Shanghai, CN;
Jianning BO, Shanghai, CN;
Hongwen Meng, Shanghai, CN;
Yanmei Zhou, Shanghai, CN;
Denfeng Han, Shanghai, CN;
Jinyao Xu, Shanghai, CN;
Chunhuan Li, Shanghai, CN;
Chunye Hui, Shanghai, CN;
Jianning Bo, Shanghai, CN;
Hongwen Meng, Shanghai, CN;
Yanmei Zhou, Shanghai, CN;
Denfeng Han, Shanghai, CN;
China Unionpay Co., Ltd., Pudong, Shanghai, CN;
Abstract
A payment system and method of IC card and a multi-application IC card as well as payment terminal are proposed in the present invention. The terminal and the IC card perform off-line data authentication using an asymmetric key algorithm during an off-line transaction, and if the transaction is not approved in manner of off-line, the terminal and the IC card performs an on-line transaction via a host. Therefore, the payment system and method of IC card and the multi-application IC card as well as payment terminal disclosed in the present invention can be used both in machinery without on-line transaction environment and in standard merchant machinery with on-line transaction environment.