The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 10, 2013
Filed:
Apr. 30, 2009
Mark D. Zanzot, Huntersville, NC (US);
Garrett C. Briggs, Seattle, WA (US);
Eric Dryer, Charlotte, NC (US);
Anthony B. Calderone, Matthews, NC (US);
William Earl Thomas, Ii, Charlotte, NC (US);
Philip Tobin, Huntersville, NC (US);
David Todd Frew, Fort Mill, SC (US);
Kerry Cantley, Fort Mill, SC (US);
Mark D. Zanzot, Huntersville, NC (US);
Garrett C. Briggs, Seattle, WA (US);
Eric Dryer, Charlotte, NC (US);
Anthony B. Calderone, Matthews, NC (US);
William Earl Thomas, II, Charlotte, NC (US);
Philip Tobin, Huntersville, NC (US);
David Todd Frew, Fort Mill, SC (US);
Kerry Cantley, Fort Mill, SC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems, methods, and computer program products are provided for managing the processing of a financial payment and, more specifically managing the processing of a financial payment in a comprehensive payment hub environment that provides for payment processing, including payment route determination, irrespective of the payment input channel. In accordance with embodiments herein disclosed, managing the processing of the payment includes automatically determining the payment processes and automatically determining the arrangement of the payment processes. As such, the methods, systems, and computer program products herein described provide for an efficient and cost-effective approach to processing payments.