The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 10, 2013
Filed:
Mar. 30, 2009
Greg Clark, Maryville, IL (US);
David Divers, Beaverdam, VA (US);
Mike Fabian, Uxbridge, MA (US);
Rick Forbis, Howe, TX (US);
Robin W. Glowski, Murphy, TX (US);
Terry Lewis, Alexis, NC (US);
Keith Loving, Chesterfield, NC (US);
Dave Mauney, Charlotte, NC (US);
Jennifer Ona, Andover, MA (US);
Dawn Patton, Matthews, NC (US);
Cheryl Robinson, Doraville, GA (US);
Patricia A. Stewart, Chino Valley, AZ (US);
Greg Clark, Maryville, IL (US);
David Divers, Beaverdam, VA (US);
Mike Fabian, Uxbridge, MA (US);
Rick Forbis, Howe, TX (US);
Robin W. Glowski, Murphy, TX (US);
Terry Lewis, Alexis, NC (US);
Keith Loving, Chesterfield, NC (US);
Dave Mauney, Charlotte, NC (US);
Jennifer Ona, Andover, MA (US);
Dawn Patton, Matthews, NC (US);
Cheryl Robinson, Doraville, GA (US);
Patricia A. Stewart, Chino Valley, AZ (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Techniques for supporting an automated clearing house system (ACH) for facilitating resolution of ACH transactions. When a transaction item is blocked for an account, the associated transaction is paused so that the transaction item can be presented to the client. When the indication from the client is indicative of accepting the transaction item, the transaction is allowed to process. When the indication is indicative of returning the transaction item, the transaction is stopped and the transaction item is returned. On-line authorization maintenance information may be received from the client so that transaction items can be processed based on the on-line authorization maintenance information, which may be used edit a current authorization entry or to create a new authorization entry for a trading partner. A decision to approve a blocked transaction item may be decided by an employee of a client. However, approval may further require approval by a second employee.