The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 03, 2013
Filed:
Mar. 14, 2008
Felicia Ann Tavares, San Antonio, TX (US);
Stephen Daniel Armstrong, San Antonio, TX (US);
Felicia Ann Tavares, San Antonio, TX (US);
Stephen Daniel Armstrong, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A financial card is issued to a user that is set to behave like a prepaid card as the card can only have a positive balance, and funds may be added to this balance to be spent. At any time, the user may change the financial card to behave like a credit card, thereby allowing spending on credit. Alternatively, the financial card may be issued as a credit card and may be changed to a prepaid card. The financial card has a single account number, regardless of whether it is set to behave like a prepaid card or a credit card, and regardless of whether it is switched from one operating mode to another.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile