The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 26, 2013
Filed:
Mar. 02, 2011
I-hsin Chuang, Brooklyn, NY (US);
Leigh Malnati, Mountain Lakes, NJ (US);
Aravind Narasimhan, New York, NY (US);
I-Hsin Chuang, Brooklyn, NY (US);
Leigh Malnati, Mountain Lakes, NJ (US);
Aravind Narasimhan, New York, NY (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
Systems and methods for paying a transaction amount at a point of sale (e.g. a physical point of sale or a virtual point of sale) are disclosed. The systems and methods are configured to monitor transaction information to identify eligible transactions at the point of sale. Alternative funding options may be presented at substantially the same time as a transaction is being processed at a point of sale. Based on the user's selection, a credit may be applied to the transaction account corresponding with at least a portion of the transaction amount from the alternative funding source.