The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 26, 2013

Filed:

Aug. 31, 2009
Applicants:

Peter Kight, Alpharetta, GA (US);

Ravi Ganesan, Norcross, GA (US);

Matt Lewis, Atlanta, GA (US);

D. Kenneth Hobday, Jr., Blacklick, OH (US);

Hans Daniel Dreyer, Pataskala, OH (US);

Inventors:

Peter Kight, Alpharetta, GA (US);

Ravi Ganesan, Norcross, GA (US);

Matt Lewis, Atlanta, GA (US);

D. Kenneth Hobday, Jr., Blacklick, OH (US);

Hans Daniel Dreyer, Pataskala, OH (US);

Assignee:

Checkfree Services Corporation, Norcross, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.


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