The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2013

Filed:

Apr. 16, 2012
Applicants:

Glenn Stuart Benson, New York, NY (US);

Joseph R. Calaceto, Ridgewood, NJ (US);

Russell M. Logar, Breezy Point, NY (US);

Inventors:

Glenn Stuart Benson, New York, NY (US);

Joseph R. Calaceto, Ridgewood, NJ (US);

Russell M. Logar, Breezy Point, NY (US);

Assignee:

JP Morgan Chase Bank, New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); G06F 15/16 (2006.01); H04L 29/06 (2006.01); G06F 21/10 (2013.01);
U.S. Cl.
CPC ...
H04L 9/3247 (2013.01); H04L 9/3236 (2013.01); H04L 63/08 (2013.01); G06F 21/10 (2013.01); H04L 63/0853 (2013.01);
Abstract

A technique for providing message authenticity includes accepting transaction information, accepting a first data item used for authenticating an originating user, cryptographically processing the transaction information using only a second data item, wherein the entropy of the first data item is less than the entropy of the second data item, and authenticating the originating user using the first data item. The first data item can be a sequence of digits corresponding to those displayed on an external device, such as, for example, an RSA authorization token, credit card, etc.


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