The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 12, 2013

Filed:

Jun. 01, 2012
Applicants:

Naveen G Yeri, Charlotte, NC (US);

Timothy J Bendel, Charlotte, NC (US);

David Joa, San Bruno, CA (US);

Thayer S Allison, Jr., Charlotte, NC (US);

Deepak Verma, Middletown, DE (US);

Yanghong Shao, Charlotte, NC (US);

Srihari Rao Gatpa, Andhra Pradesh, IN;

Jade Michelle Le Vo-dinh, Charlotte, NC (US);

David Neil Joffe, Charlotte, NC (US);

Inventors:

Naveen G Yeri, Charlotte, NC (US);

Timothy J Bendel, Charlotte, NC (US);

David Joa, San Bruno, CA (US);

Thayer S Allison, Jr., Charlotte, NC (US);

Deepak Verma, Middletown, DE (US);

Yanghong Shao, Charlotte, NC (US);

Srihari Rao Gatpa, Andhra Pradesh, IN;

Jade Michelle Le Vo-Dinh, Charlotte, NC (US);

David Neil Joffe, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01);
U.S. Cl.
CPC ...
Abstract

Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for monitoring of one or more accounts of a financial institution. Triggers may be executed to monitor financial account ratios. Offers may be triggered based on the account ratios or changes in the account ratios.


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