The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 05, 2013
Filed:
Jun. 30, 2009
Scott A. Weigman, Charlotte, NC (US);
Georgiana L. Gormley, Durham, NC (US);
Timothy J. Bendel, Charlotte, NC (US);
Melanie Lynn Alexander, Davidson, NC (US);
Manoj Govindan, Gastonia, NC (US);
Todd J. Worrall, Landenberg, PA (US);
Deborah F. Wire, Amston, CT (US);
Scott A. Weigman, Charlotte, NC (US);
Georgiana L. Gormley, Durham, NC (US);
Timothy J. Bendel, Charlotte, NC (US);
Melanie Lynn Alexander, Davidson, NC (US);
Manoj Govindan, Gastonia, NC (US);
Todd J. Worrall, Landenberg, PA (US);
Deborah F. Wire, Amston, CT (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Goal insurance is provided as a purchasable option to users who wish to have a goal tracking system monitor and enforce their goals. The user may define the goal, a reward to be given upon successful completion of the goal and penalties to be applied if the goal is not met. To avoid penalties, the user may purchase goal insurance that may be used or apply under specified circumstances. Such circumstances may include death, illness, unemployment or the like. Goal information and progress may be monitored by the goal tracking system and may further be published to one or more sites. Other users may contribute to the user's reward or send encouraging remarks. If the user does not purchase goal insurance, the predefined penalties may be applied upon expiration of a goal time period if the user has not achieved their goal.